Low Deposit for Investors

LOW DEPOSIT
100% HOME LOAN
FOR INVESTORS
WITH A
5.5%* RETURN

*Eligibility restrictions, Terms and Conditions Apply

Only 10 spots available

5.5% fixed monthly returns to your SMSF for up to 10 years
Only 5% or less required to contribute (plus fees)
Not required to be a PPR
No income restrictions (other than borrowing capacity)
You can own other properties at the same time

A NEW WAY FOR INVESTORS
TO UNLOCK THEIR SUPER

Introducing an innovative solution for Investors to unlock their super, earn fixed returns (above most industry fund providers) and capital appreciation – while providing a low deposit, 100% home loan, with no LMI.

Instead of purchasing an entire property through a SMSF directly – which can be very complicated and expensive – this solution enables Investors to contribute only the deposit component of the property price from their SMSF in return for shared equity and a monthly return as well.

Not only does this approach empower Investors to purchase a property sooner with a low deposit, but the monthly returns also enable their super balance to increase overtime for a more comfortable retirement later in life.

*Eligibility restrictions, Terms and Conditions apply

About H&L Victoria

We’re like finance brokers are for lenders…
but for new home builders instead.

Who are we?

H&L Victoria is an independent New Home Broker company that provides hundreds of home buyers every year with a full turnkey solution for their new home needs across Melbourne, Ballarat, Geelong and most other regional areas in Victoria. Our clients benefit from our knowledge, our experience and our builder network to not only find the right solution… but also to save time and eliminate the stress and confusion of going to a builder directly themselves.

What do we do?

Whether you have your own block of land or need us to source one for you, we provide home buyers with premium full turnkey homes at affordable prices using our network of builders. Our process is designed to cut out all the smoke and mirrors of display homes and confusing promotions, and instead just focus on aligning you with the right builder, providing quality turnkey inclusions and supporting you from the initial quote right through to the handover of your keys.

How do we do it?

We provide a range of solutions for all buyer types, everyone from budget-conscious investors and first home buyers, right through to second and third home buyers looking to customise their own home from scratch. We also focus on keeping things simple by providing more value in every base price upfront, including everything you’ll need such as front and rear landscaping, driveway, fencing, letterbox, clothesline, cooling, blinds and much more… which means you won’t have the added stress of having to pay for all these items after your home is completed.

4.7 Stars rating from 71 reviews as at 9th September 2023

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Download the Low Deposit for Investors Brochure

Only 10 spots are available, so be quick to download the brochure and lock in your free qualification call to confirm if this product is right for you.

By submitting this form you are consenting to receive marketing communications from H&L Victoria in future, on the understanding that you have read and agree to our Privacy and Data Collection Statement and that you can opt-out at any time.

FAQs

Q: How does the product work?

This is best explained over a phone call – where we will be happy to explain the product, the structure and the process in further detail to you.

Q: How is this different from the Government’s Shared Equity Scheme?

This is a privatised scheme, meaning there are no income thresholds and maximum property values. You are assessed on your serviceability levels, and furthermore this product is open to investment properties – where the government programs are not.

Q: How do I know if I am eligible?

YourProp will conduct an assessment of your current situation. Eligibility confirmation and qualification approvals are usually issued within 48 hours.

Terms and Conditions

*Eligibility restrictions apply. Rates and returns are indicative only and subject to change at any time. The 5.5% rate is based on the Purchaser paying the Fees separately. In the event the the Fees are paid for by the SMSF, the rate of return will decrease. Any information provided is general in nature and does not take into account your current situation, objectives or future plans. H&L Victoria and or YourProp and any of its related parties, are not liable for any financial issue or loss due to not obtaining correct and independent advice on this offering.

Offer ends 15th December 2023 or when the first 10 purchasers secure the promotional offer by paying an initial deposit to H&L Victoria – whichever comes first. Offer is only applicable to titled land or land with expected titles within 3 months of initial deposit.

H&L Victoria refers to H&L Victoria Pty Ltd (ACN 610 541 921) of 300B Gillies Street, Wendouree, VIC 3355. Facade illustrations, images and photographs in this brochure may depict items not supplied by H&L Victoria, such as but not limited to; fencing, stacker stone, landscaping features (including planter boxes), driveway, decorative lights, window furnishings, upgrade materials, fixtures and finishes. Photographs and floorplans used in this brochure may not represent standard specifications or inclusions and are not to scale. This information is to be used as a guide only and H&L Victoria along with any of its Builder Partners makes no warranties about the accuracy or completeness of the information. Façade designs and elements may vary depending on the home design chosen. Refer to standard working drawings. Upgrade options are at an additional cost. H&L Victoria or any of its Builder Partners reserve the right to change or substitute the make, range, model and/or type of any product. Total squares and building size of the homes set out in this brochure are calculated by measuring from the external side of external walls. Where no external wall exists for the purpose of measuring building area (such as porticos, balconies or outdoor rooms), H&L Victoria assumes a straight line between the exterior of walls or columns. All images, plans and facades are copyright; no part may be used, reproduced or copied by any means or in any form without the prior written permission of H&L Victoria.